Zero Deposit, Big Opportunity: 100% Mortgages Now Available via Just Mortgages

Buying your first home in London can feel out of reach - especially when saving for a deposit is a hurdle. But now, there’s a way forward. Lenders are making 100% mortgages available once again, helping first-time buyers step onto the property ladder without delay.

As one of the UK’s largest mortgage brokerages, Just Mortgages has been named the exclusive broker partner for a new 100% loan-to-value (LTV) mortgage product launched by April Mortgages.

This no-deposit mortgage is only available through Just Mortgages’ advisers - working either within estate agencies or across their national network of nearly 500 mortgage professionals.

What Is a 100% Mortgage?

Also known as a no-deposit or zero deposit mortgage, this type of product allows you to borrow the full value of the property. It’s designed for first-time buyers who are financially stable but haven’t yet saved a deposit.

Should You Consider It?

If you’ve demonstrated reliable payment of rent or bills, this could be a smart option. However, it’s vital to be informed: with a 100% LTV, if property prices fall, you risk negative equity. That’s why speaking with a professional mortgage adviser is essential.

Why Choose Just Mortgages?

• Specialist advice tailored to your circumstances
• Access to exclusive and semi-exclusive mortgage deals
• Complete support from application to keys in hand
• Ongoing guidance to help you keep your home long term

Make Your Move

Thinking about buying in London? A no deposit mortgage could bring your goals within reach. Talk to a Just Mortgages adviser to explore your options.

Contact Just Mortgages: Contact Just Mortgages | Just Mortgages

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership on 21/07/2025

Felicity J Lord introduce to Just Mortgages.

Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority